Mitigations risk of trademark as credit bank guarantee
DOI:
https://doi.org/10.54571/ajee.463Abstract
Abstract: The Efforts to minimize legal risk over brand certificate guarantees in banking practices by conducting a professional analysis of brands. The main thing that is done by the bank is to identify whether the rights to the mark meet the legal and economic requirements as a guarantee and the important is imposition of perfect pawn collateral institutions or fiduciaries then it cause the property rights is born and bank domiciled as a preferred creditor. The analysis on guarantee is the bank effort to ward off legal risk such as weakness of the alliance until not fulfilled the contractual terms or not perfect of collateral binding even the cancellation of the brand certificate. If this is not mitigated, it will be detrimental to the position of the bank as a creditor because the bank is only located as a concurrent creditor.
Keywords: Trademark guarantee; Guarantee; Bank; Credit Bank.
Downloads
References
Atikah, N. (2019) ‘Pierre Cardin Trademark Dispute’, Mulawarman Law Review. doi: 10.30872/mulrev.v4i1.51. DOI: https://doi.org/10.30872/mulrev.v4i1.51
Bank Indonesia (1992) Undang-Undang Nomor 7 Tahun 1992 Tentang Perbankan, Bank Indonesia.
Cantika, D. P. (2018) ‘Pembatalan Hak Merek Yang Telah Dijadikan Jaminan Fidusia’, Jurnal Yuridis, 5(1), p. 7. doi: 10.35586/.v5i1.314. DOI: https://doi.org/10.35586/.v5i1.314
Djohanoputro, B. (2006) Manajemen Risiko Terintegrasi. Jakarta: PPM.
Djuwityastuti, dan Ahmad, F. (2019) ‘Kajian Yuridis Sengketa Keabsahan Logo sebagai Sebuah Merek dan Hak Cipta’, Jurnal Privat Law, VII(1), p. 90.
Januarita, R. (2020) Mengenai Risiko Hukum, CRMS Center for Risk Management & Sustainability. Available at: https://crmsindonesia.org/publications/mengenai-risiko-hukum/ (Accessed: 30 January 2020).
Mulyani, S. (2012) ‘PENGEMBANGAN HAK KEKAYAAN INTELEKTUAL SEBAGAI COLLATERAL (AGUNAN) UNTUK MENDAPATKAN KREDIT PERBANKAN DI INDONESIA’, Jurnal Dinamika Hukum, 12(3), p. 571. doi: 10.20884/1.jdh.2012.12.3.128. DOI: https://doi.org/10.20884/1.jdh.2012.12.3.128
Nguyen, Xuan-Thao and Hile, E. D. (2018) ‘The Puzzle in financing with trademark collateral’, Houston law review / University of Houston.
Novianti (2017) Perlindungan Hukum Pemegang merek terkenal dalam Perspektif Paris Covention dan Undang-Undang Merek. Jakarta: Yayasan Pustaka Obor Indonesia. Available at: https://berkas.dpr.go.id/puslit/files/buku_tim/buku-tim-public-80.pdf.
Presiden Republik Indonesia (1999) Undang-Undang Nomor 42 Tahun 1999 Tentang Jaminan Fidusia (Lembaran Negara Republik Indonesia Tahun 1999 Nomor 168, Tambahan Lembaran Negara Republik Indonesia Nomor 3889).
Presiden Republik Indonesia (2016) Undang-Undang Nomor 20 Tahun 2016 tentang Merek. (Lembaran Negara Republik Indonesia Tahun 2016 Nomor 252, Tambahan Lembaran Negara Republik Indonesia Nomor 5953).
Presiden Republik Indonesia (2019) Peraturan otoritas Jasa Keuangan Nomor 40/POJK.03/2019 tentang Penilaian Kualitas Aset Bank Umum.
Sjadeini, S. R. (1994) Kebebasan Berkontrak dan Perlindungan Yang seimbang Bagi Para Pihak Dalam Perjanjian Kredit Bank Di Indonesia. Jakarta: Institut Bakir Indonesia.
The Law Dictionary (2020) The Law Dictionary. Available at: https://thelawdictionary.org/.
Usanti, Trisadini Prasastinah, dkk (2017) Analisis Risiko Hukum Atas Jaminan Sertifikat Hak Atas Merek dalam Transaksi Perbankan, PTUPT, DRPM Kemenristek.
Usanti, Trisadini Prasastinah dan Silvia, F. (2018) ‘The Prudential Principle of Trademark as The Object of Secured Transaction in Financing’, in 3rd Internasional Conference Islamic Law in Indonesia. Samarinda.
Usanti, T. P. (2017) ‘Analisis Pembebanan Gadai Atas Sertifikat Hak Merek di Bank Syariah’, Jurnal Mimbar Hukum, 29(3). DOI: https://doi.org/10.22146/jmh.26795
Widodo, I. G. et al. (2019) ‘Constraints on Enforcement of Environmental Law Against Corporate Defendants’, Environmental Policy and Law. doi: 10.3233/EPL-190129. DOI: https://doi.org/10.3233/EPL-190129
